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Stated Income Loans, plus Alternative Documentation Loans for 2020

Stated Income Loans, plus Alternative Documentation Loans for 2020 Aided by the passage through of the Frank-Dodd Act of 2010, reported income loans for owner-occupied properties are now actually unlawful. Loan providers must completely report a borrower’s capability to repay the mortgage either with earnings or assets. (Stated earnings loans continue to exist for genuine […]

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